What’s a first party insurance claim?

A first party insurance claim is more common than it sounds. It’s one that is made by a policy holder with his or her own insurance company. First party insurance claims can be made if you have sustained personal or property damages under some of the following circumstances:

  • The policy holder was not responsible for the accident
  • No one was at fault for the accident
  • The at-fault driver is uninsured or underinsured
  • The accident was a hit-and-run

Why would I need an attorney for a first party insurance claim?

No one wants to have to file a claim with their own insurance company, but occasionally, you may have no other option. When you have to make a first party insurance claim, it means you need to be compensated for your loss or damages. An insurance company will make every effort to try and quickly get you to accept a low offer, and they will try their best to convince you that you are getting a good deal. The truth of the matter may be very far from it, and that’s where the attorneys at Tilton & Tilton come in. We have experience getting insurance companies to pay the maximums, not the minimums, and making sure our clients get the rightful compensation they may deserve.

Your insurance company will review the information you provide and may send an insurance adjuster to assess the damage done to your vehicle. If your insurance provider approves your claim, they may offer you a full settlement or a lower price to cover your damages. An experienced automobile accident attorney can help you file your first party insurance claim and make sure that you are not taken advantage of by your insurance company.

If you’re unsure how to file a first party claim after an automobile accident, hire one of our experienced automobile accident attorneys. The Tilton & Tilton Law Firm provide representation to clients in Houston and surrounding areas. For your free consultation, call (713) 774-8600 today. It costs absolutely nothing to get started, we handle all the costs of the case, and take our payment from what we recover for you, never from you directly. If we don’t win the case, you don’t owe us anything.