Could a Lack of UIM Insurance Leave a Crash Victim with the Bill?

Picture of a front end car accident with other cars next to it

It was April 2017 when a former reporter for KTRK was hit by an unforeseen nightmare. While driving along Highway 87 near Brady, TX, a driver grew frustrated with slower traffic and pulled out of his lane to make a pass. That’s when he plowed head-on into the Lexus of a local reporter, causing the TV personality severe physical injury. Since then the reporter has gone on to take the other driver, and the driver’s employer to court, but complications are making the court case more difficult than anticipated.

Why Is It Important to Have UIM Insurance?

The crash was devastating, causing a traumatic brain injury and several severely broken bones. The former reporter was first flown to San Angelo for treatment, and then he was flown to San Antonio. After five or six surgeries, his medical costs have piled up, and the bill could come out to somewhere between $600,000 to $700,000.

At first it seemed that the driver may have been on the clock and working for AT&T, which would make the communications company partially responsible for the wreck. However, after doing some research, it was discovered that the driver no longer worked for AT&T and so he was not on the clock at the time of the crash. That driver was also carrying an insurance policy that only covered up to $50,000 in damages.

This has left the former Houston TV personality struggling against insurance companies to see that his medical bills are paid. He has also sued the other driver for physical and mental anguish, but warns his fellow Texas drivers to get the maximum underinsured/uninsured motorist coverage (UIM) you insurer has available. This type of coverage can help you in the event of a car crash with an uninsured/underinsured driver—covering the damages that the other party cannot handle.

This extra safety net can mean all the difference if you become the victim or a car crash, but there are even more options open the car crash victims. Contact an experienced attorney to learn about your rights after a crash, and keep following our blog to see how the auto accident attorneys at Tilton & Tilton will fight for your fair compensation.

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